Lend against robot fleets.
Robot companies buy robots and rent them to their customers. Ferra arranges the loans that pay for those robots. Private credit funds make the loans. Ferra never lends its own money.
Our study covered 18 robot types
It runs to 17 pages.
Most expected losses come from the robot company failing.
Take away the risk of the robot company failing, and expected losses in our study fall from 5.2% to 0.3%.
What one loan can return to a lender
A 12% loan covering 70% of a robot's cost returns about 8% a year on one robot type, after expected losses.
Illustrativeabout%
Loan rate
- Loan rate
- Share of the robot's cost
- Return after expected losses
If the robot company fails, a backup service company keeps the robots running.
Robot company
Rents robots to customers
Fails
Customers
Pay rent for the robots
Backup service company
Keeps the robots running
Robots keep running after the robot company fails
IllustrativeRobot company running
Robot company fails
Backup service company running
What you get, and what we charge
Robot values will come from used-robot prices: 28,258 used industrial robots listed on one marketplace alone, plus dealer sales and auctions.
We report on the fleet to the lender.
Our fee is about 1.5% of each loan, paid at close.